TERMS OF SERVICE AGREEMENT

Welcome to DLC First Pacific Mortgage, operated by Dennis Sabitoff (“Broker”). By using this website or any of the services provided by the Broker, you agree to the following terms and conditions (“Terms of Service”). Please read them carefully.

SERVICES

The Broker offers mortgage brokerage services to individuals and businesses seeking to obtain mortgage financing in Canada. By using the Broker's services, you acknowledge that the Broker is acting as an intermediary between you and potential lenders, and that the Broker is not a lender or financial institution.

APPLICATION PROCESS

To obtain mortgage financing through the Broker, you must submit an application and provide accurate and complete information. By submitting an application, you authorize the Broker to collect, use, and disclose your personal information as necessary to provide the services requested.

The Broker reserves the right to reject any application or refuse to provide services to any individual or business for any reason.

DISCLOSURE OF INFORMATION

The Broker will take reasonable steps to protect the confidentiality of your personal information. However, you acknowledge that the Broker may be required to disclose your personal information to third parties, including potential lenders and regulatory authorities, in order to provide the services requested.

INTELLECTUAL PROPERTY

All content on this website, including but not limited to text, graphics, logos, and images, is the property of the Broker or its licensors and is protected by Canadian and international copyright and trademark laws.

You may not reproduce, distribute, or create derivative works from any content on this website without the express written permission of the Broker.

DISCLAIMER OF WARRANTIES

The Broker makes no representations or warranties, express or implied, regarding the accuracy, completeness, or reliability of any information or content on this website or provided through its services.

The Broker disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights.

LIMITATION OF LIABILITY

In no event shall the Broker be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use or inability to use this website or its services.

GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein.

ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and the Broker with respect to the use of this website and its services, and supersedes all prior agreements and understandings, whether written or oral.

CONTACT INFORMATION

If you have any questions about this Agreement, please contact the Broker at:

DLC First Pacific Mortgage 2681 Kingsway Vancouver, BC V5R 3M6 Email: approved@themortgages.ca

By using this website or its services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.